Black Lab Financial along with your attorneys and tax professionals work directly with business owners, executives, and high net worth clients to create holistic financial plans that focus on estate and asset protection, wealth preservation, retirement planning, risk management, business succession, tax efficiency, creditor protection, and we provide ongoing consultation and reviews to ensure your plan meets your goals.
You’ve got questions and we can provide answers. Black Lab Financial will analyze all of your current retirement assets along with your goals to provide you a clear road map for a successful quality retirement. We create our retirement plans to focus on wealth accumulation during your working years and a focus on income planning as you near retirement.
Black Lab Financial has a highly skilled team of investment professionals that we partner with to provide the highest level of investment and asset management to grow and protect what you have worked hard for. We also provide Private Wealth Group services for our higher net worth clients with 1 million or more in liquid net worth. These services include, but are not limited to, customized portfolio construction using individual securities, options, tax-loss harvesting, private equity and alternative asset classes, and much more.
Black Lab Financial will analyze the needs of your higher level executives and recommend different types arrangements to reward your executives for the hard work that they are doing. This may include deferred compensation packages, cash value life insurance bonus plans, and much more.
Many of our clients have charitable giving within their hearts and deep roots in their communities. Black Lab Financial Services can work directly with you to help you structure and manage your charitable giving through Private Foundations, Donor Advised Funds, Charitable Remainder Trusts, and much more.
Black Lab Financial Services works with your various estate, tax, and other attorneys to create certain account structures and ownership designations to protect your assets, business interests, and financial well-being from any potential creditors while also creating ongoing legacies if desired.
Our highly specialized team of dedicated insurance professionals can help individuals and business owners with Term insurance, Key-Person, Buy-Sell Agreements, Long-Term Care Planning, Cash Value Life Insurance, and Premium Financing and Funding options for high and ultra-high net worth clients. We work with your estate attorneys and tax professionals to structure tax efficient and creditor protected wealth transfer strategies.
Black Lab Financial has a team of dedicated Business Retirement Plan Specialists to help you and your company create a quality benefit to you and your employees while maximizing the benefits to the owners of the company. We structure these plans to complement the holistic approach to your financial planning. All of your employees will have direct access to tools and resources offered by the companies we work with as well as our advisors to help with financial planning.